Come build the future with Rain.

MoneyGram Card goes live on Rain

Move money across wallets, chains, and borders

Send and receive stablecoin payments globally with a single API. Rain handles FX, swaps, and cross-chain routing behind the scenes so value arrives where it needs to.

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Recent payments list showing three entries: Maria S. from Guadalajara paid $8,657.16 MXN via PIX 2 seconds ago with a Mexican flag; James R. from Chicago paid $500.00 USD via GCash 3 seconds ago with a U.S. flag; Lena K. from Berlin paid €1,104.00 Euro via SEPA 1 second ago with a German flag.

A status label showing the text 'Status' followed by a green pill-shaped badge with the word 'Delivered'.

Payment interface showing a transfer from San Francisco, US using USDC on Ethereum network to Mexico City, Mexico to a bank account ending in 3812 with currency MXN.

Truly seamless stablecoin payments

Rain connects wallets, accounts, blockchains, liquidity, and currency conversion into one flow. However you’re moving money, Rain ensures funds arrive correctly and compliantly.

Send and receive globally, 24/7

Move value across borders and time zones without banking-hour constraints. Payments settle around the clock, powered by stablecoin rails.

Two rounded rectangular buttons on a muted purple background with ASCII art in a circular pattern: the top button displays an arrow pointing up-right and the word 'Send', the bottom button shows an arrow pointing down-left and the word 'Receive'.

One API for accounts

Send between onchain wallets, offchain accounts, and hybrid environments through a unified integration. Rain abstracts away the complexity of networks and providers.

A pink rounded square with the white word 'rain' in stylized lowercase letters, connected by pink circuit-like lines on a light gray background.

Built-in currency conversion

Pay in one currency and deliver in another. Rain automatically handles foreign exchange and conversion so recipients receive funds in their preferred denomination.

List of payments and payouts completed: $3,575 payout completed, 50 MXN payments delivered, €1,200 payments delivered, €630 payout completed, $2,500 payout completed, each with a green checkmark icon.

Automatic swaps and routing

Rain handles asset swaps and network routing automatically so funds arrive seamlessly.

Seven rounded rectangles on a purple background showing payment confirmations with a green check mark and amounts: $500.00, $7,000.00, €4,276.00, €352.50, 100,638 MXN, and two others partially visible, each followed by 'delivered to recipient.'

Liquidity-aware execution

Payments are intelligently routed across liquidity sources to optimize speed, cost, and reliability.

User interface for payment displaying a payment amount of 85,000 with a dollar sign icon and estimated settlement time of 18 seconds, highlighting Source 3 among three source options.

Programmable payment flows

Create conditional logic for disbursements, treasury rebalancing, marketplace payouts, and merchant settlements.

Flowchart diagram with pink shapes connected by lines, including a diamond, two rounded squares, and two circles on a light background.

Real-time treasury movement

Rebalance funds between wallets, chains, and currencies instantly to meet operational needs.

Compliance built into every transaction

Payments move through a compliant infrastructure designed for regulated financial products.

Frequently asked questions

How are payments routed across different chains?

Rain automatically determines the optimal path to complete a transaction. If cross-chain routing or asset swaps are required, they are executed behind the scenes.

Can I send in stablecoins to be delivered in fiat?

Yes. Rain handles currency conversion as part of the payment flow, allowing you to fund in stablecoins and deliver in local currency where supported.

Do I need to manage liquidity providers or FX relationships?

No. Rain abstracts liquidity, routing, and FX infrastructure into a single integration, simplifying global payment execution.

White circular coin with a raised dollar sign symbol in the center on a plain white background.

Launch global payment flows on stablecoin rails

Start building with Rain

Producto

Carteras Emisión de tarjetas Recompensas Entradas Salidas Cuentas virtuales Pagos Tarjetas corporativas

Soluciones por caso de uso

Programas de tarjetas globales Acceso global a dólares estadounidenses Pagos B2B transfronterizos Remesas instantáneas y gastables Tarjetas virtuales para agentes Controlled agentic payments Gasta stablecoins como efectivo Billetera de marca lista para usar IDC para HNWI globales

Soluciones por industria (Próximamente)

Neobancos y fintechs

Exchanges de criptomonedas y aplicaciones DeFi

Marketplaces

Nómina

Remesas

Recursos

Blog Casos de estudio Webinars Eventos

Entradas de blog destacadas

Tarjetas fiat vs. stablecoin: la diferencia Cómo Rain reduce el riesgo Stablecoins que realmente puedes gastar

Empresa

Prensa Media kit Sobre nosotros Empleos Contáctanos Centro de confianza Documentación de la API Estado Legal Security

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Rain es una empresa de tecnología financiera. Rain y sus filiales no son bancos, casas de cambio ni custodios de activos. Rain no proporciona seguro de la FDIC ni mantiene depósitos.

Los productos de pago se proporcionan en asociación con instituciones con licencia. Las tarjetas son emitidas por Third National conforme a una licencia de Visa.

Debit cards offered through Rain’s program are Visa® debit cards issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Rain Products, Inc. is a technology company, not a bank, and serves as program manager.

Los servicios bancarios son proporcionados por SSB, miembro de la FDIC. Los fondos depositados en SSB son elegibles para el seguro de la FDIC hasta $250,000 por depositante, por banco asegurado, sujetos a las limitaciones aplicables y las reglas de la FDIC.

Las recompensas se emiten como parte del programa de recompensas de Rain. Las "Raindrops" son recompensas por fidelidad y no son dinero en efectivo, criptomonedas ni una cuenta de depósito. Las opciones y valores de canje pueden variar y están sujetos a cambios. Se aplican términos y condiciones.

"Rain", el logotipo de Rain y "Cover Everything" son marcas registradas de Signify Holdings, Inc.

Move money across wallets, chains, and borders