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Rewards that make your card top of wallet

Rain’s native rewards platform helps enterprises launch branded programs that drive spend, increase frequency, and build long-term loyalty without stitching together vendors.
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A bright pink credit card with a chip sits on a pastel lavender surface, which is layered on a light blue background.User interface for redeeming points with four options: Credit represented by a dollar sign icon, Flights by an airplane icon, Hotels by a bed icon, and Tickets by a ticket stub icon.Rewards balance showing 24,232 points with 324 points pending, accompanied by a pink diamond-shaped icon.Button with text '2% on dining' and a pencil icon indicating edit option.Rounded rectangular button with text '3% on travel' and a pencil icon to the right.

Loyalty built into the issuing layer

Rewards are what make a card worth pulling out of your wallet. With Rain, rewards aren’t a bolt-on. They’re integrated directly into your card and wallet program from day one.

Native rewards, not third-party add-ons

Launch branded rewards directly within your Rain-issued program—no external loyalty vendors required.
Interface section labeled Rewards with three buttons: Settle with a handshake icon, Redeem with a star icon, and Earn with a plus icon.

Earn on every purchase

Cardholders earn points automatically on eligible spend, with flexible earn structures designed around your economics.
Rewards card showing 24,232 points with 324 points pending, featuring a pink and white diamond-shaped icon.

Flexible redemption options

Points can be redeemed as statement credit against a card balance or used for curated experiences and partner benefits, giving you both financial utility and emotional loyalty.
Interface panel with the heading 'Redeem Points' and four options: Credit, Flights, Hotels, and Tickets, each represented by simple icons of a dollar sign, airplane, bed, and ticket respectively.

Fully configurable economics

Design earn rates, redemption values, campaign bonuses, and sponsorship models to match your program goals.
Floating translucent pink and purple diamond shape surrounded by four white rounded rectangles with black text showing reward rates: 3% on travel, 2% on dining, 3x points on groceries, and 1 point equals one cent. Each rectangle has a small pencil icon on the right.

Global-ready

Launch rewards alongside stablecoin-powered card programs across markets, without rebuilding loyalty infrastructure region by region.
Three white rounded buttons each labeled '+ points' arranged over a large circular pattern made up of densely packed ASCII characters on a light gray background.

Sponsored bonus campaigns

Run time-bound or merchant-funded bonus promotions to drive targeted spend.

Seamless user experience

Points accrue automatically through linked cards, with no additional apps or friction required.

Frequently asked questions

How can points be redeemed?

Points can be redeemed as statement credit directly against a cardholder’s balance or used for curated experiences and partner benefits.

How is Rain’s rewards platform different from traditional loyalty providers?

Rain integrates rewards directly into the issuing layer of your card and wallet program. This removes third-party complexity and enables tighter alignment between spend, incentives, and program economics.

Are rewards available globally?

Yes. Rain helps partners launch rewards programs alongside stablecoin-powered card products across global markets, bringing parity with mature card ecosystems.

Are rewards customizable per program?

Yes. Earn rates, redemption mechanics, bonus campaigns, and experience catalogs are configurable to align with your economics and audience.

Is this separate from card issuing?

No. Rewards are built natively into Rain’s issuing stack, ensuring seamless balance management and redemption flows.

Pink credit card with a chip on the left side and no visible text or logos.

Turn everyday spend into long-term loyalty

Design your rewards program
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