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Move money across wallets, chains, and borders

Send and receive stablecoin payments globally with a single API. Rain handles FX, swaps, and cross-chain routing behind the scenes so value arrives where it needs to.
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Truly seamless stablecoin payments

Rain connects wallets, accounts, blockchains, liquidity, and currency conversion into one flow. However you’re moving money, Rain ensures funds arrive correctly and compliantly.

Send and receive globally, 24/7

Move value across borders and time zones without banking-hour constraints. Payments settle around the clock, powered by stablecoin rails.

One API for accounts

Send between onchain wallets, offchain accounts, and hybrid environments through a unified integration. Rain abstracts away the complexity of networks and providers.

Built-in currency conversion

Pay in one currency and deliver in another. Rain automatically handles foreign exchange and conversion so recipients receive funds in their preferred denomination.

Automatic swaps and routing

Rain handles asset swaps and network routing automatically so funds arrive seamlessly.

Liquidity-aware execution

Payments are intelligently routed across liquidity sources to optimize speed, cost, and reliability.

Programmable payment flows

Create conditional logic for disbursements, treasury rebalancing, marketplace payouts, and merchant settlements.

Real-time treasury movement

Rebalance funds between wallets, chains, and currencies instantly to meet operational needs.

Compliance built into every transaction

Payments move through a compliant infrastructure designed for regulated financial products.

Explore stablecoin-powered global payments

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Learn

B2B stablecoin payments that settle in minutes and spend instantly

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Perspectives

Five ways stablecoins will reshape payments in 2026

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Company news

Rebuilding global payment rails with stablecoins: Rain on Latitude Capital’s Escape Velocity podcast

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Frequently asked questions

How are payments routed across different chains?

Rain automatically determines the optimal path to complete a transaction. If cross-chain routing or asset swaps are required, they are executed behind the scenes.

Can I send in stablecoins to be delivered in fiat?

Yes. Rain handles currency conversion as part of the payment flow, allowing you to fund in stablecoins and deliver in local currency where supported.

Do I need to manage liquidity providers or FX relationships?

No. Rain abstracts liquidity, routing, and FX infrastructure into a single integration, simplifying global payment execution.

​​Launch global payment flows on stablecoin rails

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© 2022-2026 Signify Holdings, Inc. "Rain"



Rain is a financial technology company. Rain is not a bank, exchange, or asset custodian.

Rain does not facilitate FDIC insurance or hold deposits.



Payment products are provided in partnership with licensed institutions. Cards are issued by partners licensed in their respective jurisdictions. "Rain", Rain logo mark and "Cover Everything" are registered trademarks of Signify Holdings, Inc.

Rain and its affiliates are financial technology companies, not banks. Cards are issued by Third National pursuant to a license from Visa, Inc.

Rain is a financial technology company, not a bank. Banking services are provided by SSB, Member FDIC. Funds deposited at SSB are eligible for FDIC insurance up to $250,000 per depositor, per insured bank, subject to applicable limitations and FDIC rules.



Rewards are issued as part of Rain's rewards program. Raindrops are loyalty rewards and are not cash, cryptocurrency, or a deposit account. Redemption options and values may vary and are subject to change. Terms apply.