Come build the future with Rain.

Convert fiat into stablecoins, seamlessly

Rain’s onramp infrastructure connects traditional bank rails to tokenized money. Let users quickly and compliantly move from fiat to stablecoins directly within your product.

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Bring users onchain without breaking the experience

Rain helps enterprises convert fiat into stablecoins directly within their apps, closing the gap between traditional finance and onchain infrastructure.

Embedded into your product

Integrate fiat-to-stablecoin conversion directly into your app with API-driven flows that feel native to your UX.

Built-in compliance and risk controls

KYC, AML, and transaction monitoring are integrated into the flow, reducing operational burden and regulatory risk.

Multiple payment methods

Support common funding rails such as bank transfers and cards to meet users where they are.

Global reach

Enable stablecoin access across multiple markets, supporting users who need faster settlement or protection from currency volatility.

Unified with the Rain stack

Balances funded through the onramp can connect directly to wallets, cards, and money movement products within the Rain platform.

API-first architecture

Simple integration designed for fintech and enterprise engineering teams.

Frequently asked questions

What is a stablecoin onramp?

A stablecoin onramp enables users or businesses to convert fiat currency into stablecoins in a compliant and traceable way.

How does Rain’s onramp integrate with wallets and cards?

Funds converted through the onramp can flow directly into Rain-powered wallets and smart contracts and be made spendable via card programs, creating a seamless end-to-end payment experience.

Is compliance handled within the onramp flow?

Yes. Rain integrates identity verification, AML controls, and transaction monitoring into the conversion process.

Is this available globally?

Rain is expanding onramp capabilities across key markets, with additional coverage rolling out as the product matures. Your Rain account manager can provide the most up-to-date roadmap details.

Bring fiat into your stablecoin program

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Product

Wallets Virtual accounts Card issuing Rewards Onramps Offramps Payments Corporate cards

Solutions by Use Case

Global card programs Global access to US dollars Cross-border B2B payments Instant, spendable remittances Virtual cards for agents Spend stablecoins like cash Branded wallet-in-a-box IDCs for global HNWIs

Solutions By Industry (Coming soon)

Neobanks & fintechs

Crypto exchanges & DeFi apps

Marketplaces

Payrolls

Remittances

Resources

Blog Case studies Events

Featured Blog Posts

Fiat vs stablecoin cards: the difference How Rain reduces risk Stablecoins you can actually spend

Company

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Rain is a financial technology company. Rain is not a bank, exchange, or asset custodian. 
Rain does not facilitate FDIC insurance or hold deposits.  

Payment products are provided in partnership with licensed institutions. Cards are issued by partners licensed in their respective jurisdictions. "Rain", Rain logo mark and "Cover Everything" are registered trademarks of Signify Holdings, Inc.

Rain and its affiliates are financial technology companies, not banks. Cards are issued by Third National pursuant to a license from Visa, Inc.

Rain is a financial technology company, not a bank. Banking services are provided by SSB, Member FDIC. Funds deposited at SSB are eligible for FDIC insurance up to $250,000 per depositor, per insured bank, subject to applicable limitations and FDIC rules.  

Rewards are issued as part of Rain's rewards program. Raindrops are loyalty rewards and are not cash, cryptocurrency, or a deposit account. Redemption options and values may vary and are subject to change. Terms apply.