Come build the future with Rain.

Embedded wallet infrastructure, designed for real-world payments

Launch stablecoin wallets with built-in compliance controls and seamless card connectivity. Rain integrates leading wallet providers into a single, embeddable solution.

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Wallets that work with the rest of your payment stack

Rain connects best-in-class wallet infrastructure with cards, onramps, offramps, and global money movement, so balances are always ready to move.

Built-in compliance and AML controls

KYC requirements, transaction monitoring, and risk controls are all embedded from day one.

One balance, ready to spend

Wallet balances connect directly to card programs, enabling seamless spending with Rain-issued cards.

Embedded and fully brandable

Launch wallets directly inside your app with flexible UI components or headless APIs.

Multi-chain by design

Support major chains and assets without fragmenting your user experience.

Role-based access controls

Granular permissions and delegated access for institutional and enterprise use cases.

Webhooks and monitoring

Real-time notifications for balance updates and transaction events.

Frequently asked questions

How do wallets connect to cards?

Rain can enable a single-balance architecture, so funds held in a user’s wallet can be made instantly spendable through a linked card program without manual transfers.

What compliance controls are included?

Wallets include AML screening, sanctions checks, transaction monitoring, role-based permissions, and policy enforcement aligned with enterprise requirements.

Launch wallets that do more than store funds

Design your wallet program

Product

Wallets Virtual accounts Card issuing Rewards Onramps Offramps Payments Corporate cards

Solutions by Use Case

Global card programs Global access to US dollars Cross-border B2B payments Instant, spendable remittances Virtual cards for agents Spend stablecoins like cash Branded wallet-in-a-box IDCs for global HNWIs

Solutions By Industry (Coming soon)

Neobanks & fintechs

Crypto exchanges & DeFi apps

Marketplaces

Payrolls

Remittances

Resources

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Featured Blog Posts

Fiat vs stablecoin cards: the difference How Rain reduces risk Stablecoins you can actually spend

Company

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Rain is a financial technology company. Rain is not a bank, exchange, or asset custodian. 
Rain does not facilitate FDIC insurance or hold deposits.  

Payment products are provided in partnership with licensed institutions. Cards are issued by partners licensed in their respective jurisdictions. "Rain", Rain logo mark and "Cover Everything" are registered trademarks of Signify Holdings, Inc.

Rain and its affiliates are financial technology companies, not banks. Cards are issued by Third National pursuant to a license from Visa, Inc.

Rain is a financial technology company, not a bank. Banking services are provided by SSB, Member FDIC. Funds deposited at SSB are eligible for FDIC insurance up to $250,000 per depositor, per insured bank, subject to applicable limitations and FDIC rules.  

Rewards are issued as part of Rain's rewards program. Raindrops are loyalty rewards and are not cash, cryptocurrency, or a deposit account. Redemption options and values may vary and are subject to change. Terms apply.