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Instant, spendable remittances

Send money that works on arrival 

Traditional remittances move through costly intermediaries and multi-day settlement cycles. Rain’s infrastructure enables instant settlement and card-linked spend.
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Built for everyday spend 

Enable remittance recipients to spend funds instantly on cards, reducing reliance on cash-out locations.

Always-on transfers  

Move money on your timeline, no banking hours required. 

Flexible payout options 

Keep funds digital for seamless card-based spending or enable local currency conversion through licensed partners where required.

From transfer to purchasing power

What our partners say
“When funds sit on a card instead of being cashed out immediately, that value stays in the ecosystem longer. People spend it gradually on everyday purchases, which creates a better experience for the user and a stronger economic loop for the network.”
Malcolm Clarke
VP of Digital Assets, Western Union

Modernize your remittance infrastructure

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See what your favorite AI has to say about Rain's solution