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Rewards that make your card top of wallet

Rain’s native rewards platform helps enterprises launch branded programs that drive spend, increase frequency, and build long-term loyalty without stitching together vendors.
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Loyalty built into the issuing layer

Rewards are what make a card worth pulling out of your wallet. With Rain, rewards aren’t a bolt-on. They’re integrated directly into your card and wallet program from day one.

Native rewards, not third-party add-ons

Launch branded rewards directly within your Rain-issued program—no external loyalty vendors required.

Earn on every purchase

Cardholders earn points automatically on eligible spend, with flexible earn structures designed around your economics.

Flexible redemption options

Points can be redeemed as statement credit against a card balance or used for curated experiences and partner benefits, giving you both financial utility and emotional loyalty.

Fully configurable economics

Design earn rates, redemption values, campaign bonuses, and sponsorship models to match your program goals.

Global-ready

Launch rewards alongside stablecoin-powered card programs across markets, without rebuilding loyalty infrastructure region by region.

Sponsored bonus campaigns

Run time-bound or merchant-funded bonus promotions to drive targeted spend.

Seamless user experience

Points accrue automatically through linked cards, with no additional apps or friction required.

How rewards enhance stablecoin card programs

Read more on our blog
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Frequently asked questions

How can points be redeemed?

Points can be redeemed as statement credit directly against a cardholder’s balance or used for curated experiences and partner benefits.

How is Rain’s rewards platform different from traditional loyalty providers?

Rain integrates rewards directly into the issuing layer of your card and wallet program. This removes third-party complexity and enables tighter alignment between spend, incentives, and program economics.

Are rewards available globally?

Yes. Rain helps partners launch rewards programs alongside stablecoin-powered card products across global markets, bringing parity with mature card ecosystems.

Are rewards customizable per program?

Yes. Earn rates, redemption mechanics, bonus campaigns, and experience catalogs are configurable to align with your economics and audience.

Is this separate from card issuing?

No. Rewards are built natively into Rain’s issuing stack, ensuring seamless balance management and redemption flows.

Turn everyday spend into long-term loyalty

Design your rewards program
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© 2022-2026 Signify Holdings, Inc. "Rain"



Rain is a financial technology company. Rain is not a bank, exchange, or asset custodian.

Rain does not facilitate FDIC insurance or hold deposits.



Payment products are provided in partnership with licensed institutions. Cards are issued by partners licensed in their respective jurisdictions. "Rain", Rain logo mark and "Cover Everything" are registered trademarks of Signify Holdings, Inc.

Rain and its affiliates are financial technology companies, not banks. Cards are issued by Third National pursuant to a license from Visa, Inc.

Rain is a financial technology company, not a bank. Banking services are provided by SSB, Member FDIC. Funds deposited at SSB are eligible for FDIC insurance up to $250,000 per depositor, per insured bank, subject to applicable limitations and FDIC rules.



Rewards are issued as part of Rain's rewards program. Raindrops are loyalty rewards and are not cash, cryptocurrency, or a deposit account. Redemption options and values may vary and are subject to change. Terms apply.