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IDCs for global HNWIs

Global USD access without borders

High-net-worth individuals operate across jurisdictions and currencies.Rain powers compliant USD card programs for globally mobile citizens, enabling seamless access to digital dollars worldwide.
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Global capital mobility

Enable USD spending across borders without requiring local banking infrastructure in every jurisdiction.

Discreet, familiar experience

Cardholders spend as they always have, with no crypto learning curve.

Built-in compliance and security

KYC, AML, and monitoring workflows are embedded into the program to support institutional-grade oversight.

How money moves through Rain

The future of global wealth mobility

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Learn

Premium dollar cards for a borderless world

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Unlocking global access to US dollars

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Perspectives

Giving Stablecoins Real-World Spending Power

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Launch your global USD card program

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© 2022-2026 Signify Holdings, Inc. "Rain"



Rain is a financial technology company. Rain is not a bank, exchange, or asset custodian.

Rain does not facilitate FDIC insurance or hold deposits.



Payment products are provided in partnership with licensed institutions. Cards are issued by partners licensed in their respective jurisdictions. "Rain", Rain logo mark and "Cover Everything" are registered trademarks of Signify Holdings, Inc.

Rain and its affiliates are financial technology companies, not banks. Cards are issued by Third National pursuant to a license from Visa, Inc.

Rain is a financial technology company, not a bank. Banking services are provided by SSB, Member FDIC. Funds deposited at SSB are eligible for FDIC insurance up to $250,000 per depositor, per insured bank, subject to applicable limitations and FDIC rules.



Rewards are issued as part of Rain's rewards program. Raindrops are loyalty rewards and are not cash, cryptocurrency, or a deposit account. Redemption options and values may vary and are subject to change. Terms apply.